Niaga SPOTLIGHT: Homeownership Beyond Payslips | Can SJKP Bridge the Gap?
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Niaga SPOTLIGHT: Homeownership Beyond Payslips | Can SJKP Bridge the Gap?
Malaysia's National Housing Policy 2026-2035 has renewed focus on homeownership access for gig workers and those without traditional proof of income. With the government's SJKP guarantee ceiling doubled to RM20 billion, the key question is whether easier access to financing can translate into sustainable homeownership without increasing household debt risks.